Duration of protection:
澄清声明 / 澄清聲明
针对近期本公司接连收到有关保单交易的查询，本公司从未授权有关人等以本公司名义招揽订立保险投资协议，有关人等的行为或涉嫌误导消费者、欺诈等不法行为。为维护本公司商誉及权益，本公司特此声明并澄清如下：
1、 本公司从未承保此类担保业务，亦从未授权任何人士对外招揽投资，此疑为第三者利用本公司之良好商誉，以图进行诈骗；该等人士所涉及之任何投资招揽行为，与本公司一概无关。如涉及不法行为及＼或侵犯本公司相关权利，本公司将采取一切必要的法律措施维护本公司的权益。
2、 以上严正声明，以正视听，并特别呼吁投资者提高警觉，审慎确认相关交易，切莫误信造成损害。
如任何人士因上述交易而招致任何损失，本公司一概不负责，并保留一切追究权利。
中国人民保险（香港）有限公司谨敬針對近期本公司接連收到有關保單交易的查詢，本公司從未授權有關人等以本公司名義招攬訂立保險投資協議，有關人等的行為或涉嫌誤導消費者、欺詐等不法行為。為維護本公司商譽及權益，本公司特此聲明並澄清如下：
1、 本公司從未承保此類擔保業務，亦從未授權任何人士對外招攬投資，此疑為第三者利用本公司之良好商譽，以圖進行詐騙；該等人士所涉及之任何投資招攬行為，與本公司一概無關。如涉及不法行為及＼或侵犯本公司相關權利，本公司將採取一切必要的法律措施維護本公司的權益。
2、 以上嚴正聲明，以正視聽，並特別呼籲投資者提高警覺，審慎確認相關交易，切莫誤信造成損害。
如任何人士因上述交易而招致任何損失，本公司一概不負責，並保留一切追究權利。
中國人民保險（香港）有限公司謹敬
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Reservation consultants
Leave your contact information, senior consultant to provide you with professional assessment and underwriting services for free
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Personal insurance
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To make an appointment now means that you have read and understand our《personal data collection statement 》 and agree to accept its contents
To make an appointment now means that you have read and understand our《personal data collection statement 》 and agree to accept its contents
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Home
What is home insurance
PICC home insurance provides comprehensive protection and a 24-hour home support service hotline.
Features
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A variety of free additional guarantees
A variety of additional security: cash and credit card security, door lock and key replacement costs, disaster cleanup costs, temporary transport costs and other 13 free security.
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It covers a wide range of areas and ensures comprehensive coverage
We provide comprehensive protection against loss or damage caused by fire, burglary, typhoon, earthquake, flood, broken water pipe and other disasters.
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24-hour home Support Service Hotline
You can call our 24-hour hotline for a wide range of home support services.
Coverage
| Section 1 – Home Contents (Basic Cover) | Maximum Limit (HK$) |
|---|---|
| “All Risks” cover including loss or damage caused by fire, burglary, typhoon, earthquake, flood,bursting of water pipes and many other mishaps | Ranging from 500,000 to 1,500,000 |
| （a）Valuables |
150,000 15,000 / item |
| （b）Other items | 100,000 / item |
| Policy excess for Buildings of 40 years old or below: | |
| loss caused by water damage, typhoon, windstorm flood |
1,000 or 10% of the loss (whichever is the greater) |
| other loss | 200 |
| Remarks: The Company may reserve the right to adjust the excess. | |
| Free Extensions: | |
| Money and unauthorized use of credit cards Loss or theft of Money at home or loss arising from unauthorized use of credit cards occurring within Hong Kong | 3,000 |
| Replacement of locks and keysReplacement of damaged window and door locks to main entrance due to burglary | 2,500 |
| Removal of debrisThis covers the cost of removal of debris when your home is accidentally damaged | 25,000 |
| Temporary removalLoss of or damage to contents while temporarily removed from your home but within HK for storage, cleaning, renovation, maintenance, modification or repair | 50,000 |
| Household removalLoss of or damage to contents while in the course of removal by professional removers from your current home to your new home within Hong Kong |
250,000 Excess 1,000 for each and every loss |
| Frozen food and drinksReplace the food damaged in your freezer unit due to breakdown or power supply failure | 5,000 |
| Domestic helper’s propertyAccidental loss of or damage to the property belonging to your domestic helper at home |
10,000 2,500 / item |
| Interior alterations or repairsLoss of or damage to household contents during interior alterations or repairs (provided that the maximum contract value and contract period not exceeding HK$50,000 and 2 months respectively) | covered |
| Personal effects in workplaceAccidental loss of or damage to your personal effects at your workplace | 5,000 |
| Alternative accommodationThe rental expenses incurred for temporary accommodation for the period while your home is uninhabitable due to an insured accident |
50,000 1,500 / day |
| Personal accident benefitsFatal accident to you or your family resulting from fire or burglary at home |
200,000 50,000 / person |
| Burglary injury cash allowanceThe medical expenses actually incurred by you and/or your family as a result of injury caused by robbery at home |
20,000 5,000 / person |
| 24-Hour Home Assistance Hotline Service | You can access to our 24-hour hotline to obtain Home Assistance Referral Service. (Note: This service is provided by Inter Partner Assistance. You may need to bear the cost of services, if any, being incurred.) |
| Section 2 – Worldwide Personal Liability (Free) | Maximum Limit (HK$) |
|---|---|
| Home Insurance provides protection for you and your family members against legal liability towards third parties for their bodily injury or property damage caused by you or your family member’s negligence | 5,000,000 per event |
| Policy excess for Buildings of 40 years old or below | |
| water damage to third party property |
1,000 or 10% of the loss (whichever is the greater) |
| Remarks: The Company may reserve the right to adjust the excess | |
| Free Extensions: | |
| Property Owner’s Liability in Common Area | Covered |
| Tenant’s Liability | Covered |
| Liability for Works carried out by Independent Contractor（subject to maximum contract value and contract period not exceeding HK$50,000 and 2 months respectively） | 1,000,000 |
| Section 3 – Buildings (Optional) | Maximum Limit (HK$) |
|---|---|
| You will enjoy “All Risks” cover on walls, ceilings, windows and other domestic structure of your home | Up to rebuilding cost or up to outstanding loan amount |
File download
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Download application download
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Standard Terms download
This plan is subject to the terms, conditions and exclusions of the relevant policy agreement.PICC Hong Kong reserves the final right to accept applications under the Scheme.The above information is for general purposes only and does not constitute any contract with any person.Please refer to our contract for details of the terms, conditions and exclusions of this scheme.
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Reservation consultants
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