澄清声明 / 澄清聲明

针对近期本公司接连收到有关保单交易的查询，本公司从未授权有关人等以本公司名义招揽订立保险投资协议，有关人等的行为或涉嫌误导消费者、欺诈等不法行为。为维护本公司商誉及权益，本公司特此声明并澄清如下：

1、 本公司从未承保此类担保业务，亦从未授权任何人士对外招揽投资，此疑为第三者利用本公司之良好商誉，以图进行诈骗；该等人士所涉及之任何投资招揽行为，与本公司一概无关。如涉及不法行为及＼或侵犯本公司相关权利，本公司将采取一切必要的法律措施维护本公司的权益。

2、 以上严正声明，以正视听，并特别呼吁投资者提高警觉，审慎确认相关交易，切莫误信造成损害。

如任何人士因上述交易而招致任何损失，本公司一概不负责，并保留一切追究权利。

中国人民保险（香港）有限公司谨敬

針對近期本公司接連收到有關保單交易的查詢，本公司從未授權有關人等以本公司名義招攬訂立保險投資協議，有關人等的行為或涉嫌誤導消費者、欺詐等不法行為。為維護本公司商譽及權益，本公司特此聲明並澄清如下：

1、 本公司從未承保此類擔保業務，亦從未授權任何人士對外招攬投資，此疑為第三者利用本公司之良好商譽，以圖進行詐騙；該等人士所涉及之任何投資招攬行為，與本公司一概無關。如涉及不法行為及＼或侵犯本公司相關權利，本公司將採取一切必要的法律措施維護本公司的權益。

2、 以上嚴正聲明，以正視聽，並特別呼籲投資者提高警覺，審慎確認相關交易，切莫誤信造成損害。

如任何人士因上述交易而招致任何損失，本公司一概不負責，並保留一切追究權利。

中國人民保險（香港）有限公司謹敬
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      Business insurance

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      Comprehensive Office

      Duration of protection:

      1 year

      What is office comprehensive insurance            

      The Office Insurance Package “OIP” integrates various basic insurance coverage in one comprehensive package, including property, business interruption, monetary loss, personal accident injury, public liability and employee’s compensation insurance (EC).

      Features        

      •                    

        Comprehensive and convenient, all the risks are covered by one single product

      •                    

        Free extension of office property temporary relocation costs

      •                    

        Covering fire fighting expenses

      •                    

        Covering office theft

      •                    

        Covering debris cleaning costs after the office is damaged

      •                    

        Covering the costs of architects and surveyors

      •                    

        Covering the expenses incurred by temporary enclosure of doors and windows due to damage

      Coverage        

      Section 1 – Content All Risks (Basic Cover) Maximum Limit (HK$)
      On Contents Declared Sum Insured
      (a) any one machinery and equipment 100,000 / item
      (b) computer systems’ records 50,000
      (c) deed, document, card, tape, film or transparency 5,000 any one document / article
      (d) work of art or curios 10,000 / item
      10% of the Sum Insured
      Not exceeding 100,000 / year
      (e) trade samples and goods held in trust 5,000 / item
      10% of the Sum Insured
      Not exceeding 100,000 / year
      (f) personal effects of the Insured or any partner or employee of the Insured 5,000 / person
      (g) Wine/Cigar 3,000 / item
      * Minimum premium for Section 1: HK$800
      Free Extensions:
      1.Temporarily Removal 5,000 / item
      10% of the Sum Insured
      Not exceeding 100,000 / year
      2.Fire Extinguishing Expenses 20,000
      3. Damage to Premises following theft Covered
      4. Removal of Debri 10% of the Sum Insured
      5. Architects’ Surveyors’ fees 5,000
      6. Alteration and Repair (Total contract value ≤ HK$200,000) Covered
      7. Boarding up of broken doors and windows 20,000 for any one claim
      Section 2 – Business Interruption (Free) Maximum Limit (HK$)
      Increased Cost of Working incurred in consequence of damage to property insured under Section 1 1,000,000
      With 12 months indemnity period
      Free Extensions:
      1. Mandatory Provident Fund (MPF) Contribution 5,000
      2. Accountant’s Fees 50,000
      3. Denial of Access 1,000,000
      4. Closure due to Murder, Suicide, Food & Drink Poisoning, Vermin or Pests by competent authority 1,000,000
      5. Failure of Public Utilities 1,000,000
      Section 3 – Loss of Money (Free) Maximum Limit (HK$)
      1.Loss of MoneyCrossed cheques, postal money orders, cashier orders, bank drafts and credit card charges are not included                         —— ——
      (a) Money in Transit 50,000
      (b) Money on the premises during business hours 50,000
      (c) Money on the premises out of business hours in a locked safe or locked strong room 50,000
      (d) Money on the premises out of business hours in a locked drawer or locked cash register 5,000
      (e) Money in bank night safes and thereafter within bank premises until at bank’s risk 50,000
      2. Loss of crossed cheques, crossed postal orders, crossed money orders, crossed bankers’ drafts and credit sales vouchers 500,000
      3. Loss of or damage to Safes and Cash Register caused by theft or attempted theft 25,000
      Free Extensions:
      Loss of money resulting in forced signing of cash cheques by partners, directors or employees following violence or threat 10,000
      Section 4 – Public Liability (Free) Maximum Limit (HK$)
      Insure against legal liability for third parties bodily injury or property damage 10,000,000 / occurrence
      Free Extensions:
      1. Oversea Visits Covered
      2. Tenant Liability Covered
      3. Social and Sports Covered
      4. First Aid Covered
      5. Food and Drinks Supplied 2,000,000
      Section 5 – Personal Assault (Free) Maximum Limit (HK$)
      Cover accidental death or permanent total disablement of the Insured or employees as a result of fire, explosion, theft or attempted theft at the Premises 100,000 any one period
      (a) Death within 12 months of the bodily injury 50,000 / person
      (b) Loss of one or more limbs 50,000 / person
      (c) Loss of sight of one or both eyes within 12 months of the bodily injury 50,000 / person
      (d) Permanent total Disablement 50,000 / person
      Section 6 – Employees’ Compensation Insurance (Optional Cover) Maximum Limit (HK$)
      Insure against employer’s liability to employees under the EC Ordinance and Common Law 100,000,000 or up to the statutory limit / event
      * Minimum premium for Section 6: HK$500 + 10.8% ECI Levy
      Free Extensions:
      1. Employees Inter-Sports Social Welfare Activities Covered
      2. Business Trip Covered
      3. Extraordinary Weather Conditions Covered
      Section 7 – Fidelity Guarantee (Free) Maximum Limit (HK$)
      Loss of Money due to acts of fraud or dishonesty committed by employee 20,000 / occurrencein aggregate

      Note            

      This product is not applicable to Home Office

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      This plan is subject to the terms, conditions and exclusions of the relevant policy agreement.PICC Hong Kong reserves the final right to accept applications under the Scheme.The above information is for general purposes only and does not constitute any contract with any person.Please refer to our contract for details of the terms, conditions and exclusions of this scheme.

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