Duration of protection:
澄清声明 / 澄清聲明
针对近期本公司接连收到有关保单交易的查询，本公司从未授权有关人等以本公司名义招揽订立保险投资协议，有关人等的行为或涉嫌误导消费者、欺诈等不法行为。为维护本公司商誉及权益，本公司特此声明并澄清如下：
1、 本公司从未承保此类担保业务，亦从未授权任何人士对外招揽投资，此疑为第三者利用本公司之良好商誉，以图进行诈骗；该等人士所涉及之任何投资招揽行为，与本公司一概无关。如涉及不法行为及＼或侵犯本公司相关权利，本公司将采取一切必要的法律措施维护本公司的权益。
2、 以上严正声明，以正视听，并特别呼吁投资者提高警觉，审慎确认相关交易，切莫误信造成损害。
如任何人士因上述交易而招致任何损失，本公司一概不负责，并保留一切追究权利。
中国人民保险（香港）有限公司谨敬針對近期本公司接連收到有關保單交易的查詢，本公司從未授權有關人等以本公司名義招攬訂立保險投資協議，有關人等的行為或涉嫌誤導消費者、欺詐等不法行為。為維護本公司商譽及權益，本公司特此聲明並澄清如下：
1、 本公司從未承保此類擔保業務，亦從未授權任何人士對外招攬投資，此疑為第三者利用本公司之良好商譽，以圖進行詐騙；該等人士所涉及之任何投資招攬行為，與本公司一概無關。如涉及不法行為及＼或侵犯本公司相關權利，本公司將採取一切必要的法律措施維護本公司的權益。
2、 以上嚴正聲明，以正視聽，並特別呼籲投資者提高警覺，審慎確認相關交易，切莫誤信造成損害。
如任何人士因上述交易而招致任何損失，本公司一概不負責，並保留一切追究權利。
中國人民保險（香港）有限公司謹敬
（请滚动阅读）
澄清声明 / 澄清聲明
近日，本公司发现有不法分子假冒本公司名义设立网站，严重误导公众并存在诈骗风险。为保障广大客户的合法权益，本公司特此郑重声明如下：
1、 本网站（www.picchk.com）为本公司唯一官方网站，并已在香港保监局《获授权保险人登记册》登记公示，是本公司对外发布信息、办理业务的唯一合法官方网络渠道。
2、 除上述官方网站，本公司从未设立或授权任何其他网站或线上平台。凡以本公司名义运营的其他网址，包括但不限于：www.picchk.net、https://p-icc.life 以及非备案电话（852）29790088等，均与本公司无任何关联。上述网站或联系方式所发布的任何信息、开展的任何业务交易行为，均不代表本公司立场，亦与本公司无关。
不法分子可能通过仿冒网站、虚假链接或欺诈信息诱导提供个人资料或进行资金交易，从而造成财产损失。敬请阁下审慎辨别，切勿通过非官方网站办理业务、进行交易，避免自身权益受损。
如阁下曾向可疑网站提供个人资料或进行交易，建议立即联系本公司客户服务，并尽快向阁下所在地执法机构（包括但不限于中国内地公安机关、香港警务处、澳门司法警察局等）或所在地监管机构（包括但不限于内地地区金融监管分局、香港保险业监管局、澳门金融管理局等）报案，以降低潜在损失及风险。
对于任何冒用本公司名义从事违法活动的行为，本公司已向相关监管及执法机关报告，并将依法保留追究其法律责任的一切权利。
如阁下有相关咨询需求，可拨打人保香港官方联系电话：
(852) 2979 2000，切实保障自身合法权益。
中国人民保险（香港）有限公司谨敬近日，本公司發現有不法分子假冒本公司名義設立網站，嚴重誤導公眾並存在詐騙風險。為保障廣大客戶的合法權益，本公司特此鄭重聲明如下：
1、 本網站（www.picchk.com）為本公司唯一官方網站，並已在香港保監局《獲授權保險人登記冊》登記公示，是本公司對外發佈信息、辦理業務的唯一合法官方網絡渠道。
2、 除上述官方網站，本公司從未設立或授權任何其他網站或線上平臺。凡以本公司名義運營的其他網址，包括但不限於：www.picchk.net、https://p-icc.life 以及非備案電話（852）29790088等，均與本公司無任何關聯。上述網站或聯繫方式所發佈的任何信息、開展的任何業務交易行為，均不代表本公司立場，亦與本公司無關。
不法分子可能通過仿冒網站、虛假鏈接或欺詐信息誘導提供個人資料或進行資金交易，從而造成財產損失。敬請閣下審慎辨別，切勿通過非官方網站辦理業務、進行交易，避免自身權益受損。
如閣下曾向可疑網站提供個人資料或進行交易，建議立即聯繫本公司客戶服務，並儘快向閣下所在地執法機構（包括但不限於中國內地公安機關、香港警務處、澳門司法警察局等）或所在地監管機構（包括但不限於內地地區金融監管分局、香港保險業監管局、澳門金融管理局等）報案，以降低潛在損失及風險。
對於任何冒用本公司名義從事違法活動的行為，本公司已向相關監管及執法機關報告，並將依法保留追究其法律責任的一切權利。
如閣下有相關諮詢需求，可撥打人保香港官方聯繫電話：
(852) 2979 2000，切實保障自身合法權益。
中国人民保险（香港）有限公司谨敬
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Reservation consultants
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Comprehensive Office
What is office comprehensive insurance
The Office Insurance Package “OIP” integrates various basic insurance coverage in one comprehensive package, including property, business interruption, monetary loss, personal accident injury, public liability and employee’s compensation insurance (EC).
Features
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Comprehensive and convenient, all the risks are covered by one single product
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Free extension of office property temporary relocation costs
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Covering fire fighting expenses
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Covering office theft
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Covering debris cleaning costs after the office is damaged
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Covering the costs of architects and surveyors
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Covering the expenses incurred by temporary enclosure of doors and windows due to damage
Coverage
| Section 1 – Content All Risks (Basic Cover) | Maximum Limit (HK$) |
|---|---|
| On Contents | Declared Sum Insured |
| (a) any one machinery and equipment | 100,000 / item |
| (b) computer systems’ records | 50,000 |
| (c) deed, document, card, tape, film or transparency | 5,000 any one document / article |
| (d) work of art or curios |
10,000 / item 10% of the Sum Insured Not exceeding 100,000 / year |
| (e) trade samples and goods held in trust |
5,000 / item 10% of the Sum Insured Not exceeding 100,000 / year |
| (f) personal effects of the Insured or any partner or employee of the Insured | 5,000 / person |
| (g) Wine/Cigar | 3,000 / item |
| * Minimum premium for Section 1: HK$800 | |
| Free Extensions: | |
| 1.Temporarily Removal |
5,000 / item 10% of the Sum Insured Not exceeding 100,000 / year |
| 2.Fire Extinguishing Expenses | 20,000 |
| 3. Damage to Premises following theft | Covered |
| 4. Removal of Debri | 10% of the Sum Insured |
| 5. Architects’ Surveyors’ fees | 5,000 |
| 6. Alteration and Repair (Total contract value ≤ HK$200,000) | Covered |
| 7. Boarding up of broken doors and windows | 20,000 for any one claim |
| Section 2 – Business Interruption (Free) | Maximum Limit (HK$) |
|---|---|
| Increased Cost of Working incurred in consequence of damage to property insured under Section 1 |
1,000,000 With 12 months indemnity period |
| Free Extensions: | |
| 1. Mandatory Provident Fund (MPF) Contribution | 5,000 |
| 2. Accountant’s Fees | 50,000 |
| 3. Denial of Access | 1,000,000 |
| 4. Closure due to Murder, Suicide, Food & Drink Poisoning, Vermin or Pests by competent authority | 1,000,000 |
| 5. Failure of Public Utilities | 1,000,000 |
| Section 3 – Loss of Money (Free) | Maximum Limit (HK$) |
|---|---|
| 1.Loss of MoneyCrossed cheques, postal money orders, cashier orders, bank drafts and credit card charges are not included | —— —— |
| (a) Money in Transit | 50,000 |
| (b) Money on the premises during business hours | 50,000 |
| (c) Money on the premises out of business hours in a locked safe or locked strong room | 50,000 |
| (d) Money on the premises out of business hours in a locked drawer or locked cash register | 5,000 |
| (e) Money in bank night safes and thereafter within bank premises until at bank’s risk | 50,000 |
| 2. Loss of crossed cheques, crossed postal orders, crossed money orders, crossed bankers’ drafts and credit sales vouchers | 500,000 |
| 3. Loss of or damage to Safes and Cash Register caused by theft or attempted theft | 25,000 |
| Free Extensions: | |
| Loss of money resulting in forced signing of cash cheques by partners, directors or employees following violence or threat | 10,000 |
| Section 4 – Public Liability (Free) | Maximum Limit (HK$) |
|---|---|
| Insure against legal liability for third parties bodily injury or property damage | 10,000,000 / occurrence |
| Free Extensions: | |
| 1. Oversea Visits | Covered |
| 2. Tenant Liability | Covered |
| 3. Social and Sports | Covered |
| 4. First Aid | Covered |
| 5. Food and Drinks Supplied | 2,000,000 |
| Section 5 – Personal Assault (Free) | Maximum Limit (HK$) |
|---|---|
| Cover accidental death or permanent total disablement of the Insured or employees as a result of fire, explosion, theft or attempted theft at the Premises | 100,000 any one period |
| (a) Death within 12 months of the bodily injury | 50,000 / person |
| (b) Loss of one or more limbs | 50,000 / person |
| (c) Loss of sight of one or both eyes within 12 months of the bodily injury | 50,000 / person |
| (d) Permanent total Disablement | 50,000 / person |
| Section 6 – Employees’ Compensation Insurance (Optional Cover) | Maximum Limit (HK$) |
|---|---|
| Insure against employer’s liability to employees under the EC Ordinance and Common Law | 100,000,000 or up to the statutory limit / event |
| * Minimum premium for Section 6: HK$500 + 10.8% ECI Levy | |
| Free Extensions: | |
| 1. Employees Inter-Sports Social Welfare Activities | Covered |
| 2. Business Trip | Covered |
| 3. Extraordinary Weather Conditions | Covered |
| Section 7 – Fidelity Guarantee (Free) | Maximum Limit (HK$) |
|---|---|
| Loss of Money due to acts of fraud or dishonesty committed by employee | 20,000 / occurrencein aggregate |
Note
This product is not applicable to Home Office
File download
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Download of Application form
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Standard Terms download
This plan is subject to the terms, conditions and exclusions of the relevant policy agreement.PICC Hong Kong reserves the final right to accept applications under the Scheme.The above information is for general purposes only and does not constitute any contract with any person.Please refer to our contract for details of the terms, conditions and exclusions of this scheme.
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Reservation consultants
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