Guarantee period:
澄清声明 / 澄清聲明
针对近期本公司接连收到有关保单交易的查询，本公司从未授权有关人等以本公司名义招揽订立保险投资协议，有关人等的行为或涉嫌误导消费者、欺诈等不法行为。为维护本公司商誉及权益，本公司特此声明并澄清如下：
1、 本公司从未承保此类担保业务，亦从未授权任何人士对外招揽投资，此疑为第三者利用本公司之良好商誉，以图进行诈骗；该等人士所涉及之任何投资招揽行为，与本公司一概无关。如涉及不法行为及＼或侵犯本公司相关权利，本公司将采取一切必要的法律措施维护本公司的权益。
2、 以上严正声明，以正视听，并特别呼吁投资者提高警觉，审慎确认相关交易，切莫误信造成损害。
如任何人士因上述交易而招致任何损失，本公司一概不负责，并保留一切追究权利。
中国人民保险（香港）有限公司谨敬針對近期本公司接連收到有關保單交易的查詢，本公司從未授權有關人等以本公司名義招攬訂立保險投資協議，有關人等的行為或涉嫌誤導消費者、欺詐等不法行為。為維護本公司商譽及權益，本公司特此聲明並澄清如下：
1、 本公司從未承保此類擔保業務，亦從未授權任何人士對外招攬投資，此疑為第三者利用本公司之良好商譽，以圖進行詐騙；該等人士所涉及之任何投資招攬行為，與本公司一概無關。如涉及不法行為及＼或侵犯本公司相關權利，本公司將採取一切必要的法律措施維護本公司的權益。
2、 以上嚴正聲明，以正視聽，並特別呼籲投資者提高警覺，審慎確認相關交易，切莫誤信造成損害。
如任何人士因上述交易而招致任何損失，本公司一概不負責，並保留一切追究權利。
中國人民保險（香港）有限公司謹敬
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澄清声明 / 澄清聲明
近日，本公司发现有不法分子假冒本公司名义设立网站，严重误导公众并存在诈骗风险。为保障广大客户的合法权益，本公司特此郑重声明如下：
1、 本网站（www.picchk.com）为本公司唯一官方网站，并已在香港保监局《获授权保险人登记册》登记公示，是本公司对外发布信息、办理业务的唯一合法官方网络渠道。
2、 除上述官方网站，本公司从未设立或授权任何其他网站或线上平台。凡以本公司名义运营的其他网址，包括但不限于：www.picchk.net、https://p-icc.life 以及非备案电话（852）29790088等，均与本公司无任何关联。上述网站或联系方式所发布的任何信息、开展的任何业务交易行为，均不代表本公司立场，亦与本公司无关。
不法分子可能通过仿冒网站、虚假链接或欺诈信息诱导提供个人资料或进行资金交易，从而造成财产损失。敬请阁下审慎辨别，切勿通过非官方网站办理业务、进行交易，避免自身权益受损。
如阁下曾向可疑网站提供个人资料或进行交易，建议立即联系本公司客户服务，并尽快向阁下所在地执法机构（包括但不限于中国内地公安机关、香港警务处、澳门司法警察局等）或所在地监管机构（包括但不限于内地地区金融监管分局、香港保险业监管局、澳门金融管理局等）报案，以降低潜在损失及风险。
对于任何冒用本公司名义从事违法活动的行为，本公司已向相关监管及执法机关报告，并将依法保留追究其法律责任的一切权利。
如阁下有相关咨询需求，可拨打人保香港官方联系电话：
(852) 2979 2000，切实保障自身合法权益。
中国人民保险（香港）有限公司谨敬近日，本公司發現有不法分子假冒本公司名義設立網站，嚴重誤導公眾並存在詐騙風險。為保障廣大客戶的合法權益，本公司特此鄭重聲明如下：
1、 本網站（www.picchk.com）為本公司唯一官方網站，並已在香港保監局《獲授權保險人登記冊》登記公示，是本公司對外發佈信息、辦理業務的唯一合法官方網絡渠道。
2、 除上述官方網站，本公司從未設立或授權任何其他網站或線上平臺。凡以本公司名義運營的其他網址，包括但不限於：www.picchk.net、https://p-icc.life 以及非備案電話（852）29790088等，均與本公司無任何關聯。上述網站或聯繫方式所發佈的任何信息、開展的任何業務交易行為，均不代表本公司立場，亦與本公司無關。
不法分子可能通過仿冒網站、虛假鏈接或欺詐信息誘導提供個人資料或進行資金交易，從而造成財產損失。敬請閣下審慎辨別，切勿通過非官方網站辦理業務、進行交易，避免自身權益受損。
如閣下曾向可疑網站提供個人資料或進行交易，建議立即聯繫本公司客戶服務，並儘快向閣下所在地執法機構（包括但不限於中國內地公安機關、香港警務處、澳門司法警察局等）或所在地監管機構（包括但不限於內地地區金融監管分局、香港保險業監管局、澳門金融管理局等）報案，以降低潛在損失及風險。
對於任何冒用本公司名義從事違法活動的行為，本公司已向相關監管及執法機關報告，並將依法保留追究其法律責任的一切權利。
如閣下有相關諮詢需求，可撥打人保香港官方聯繫電話：
(852) 2979 2000，切實保障自身合法權益。
中国人民保险（香港）有限公司谨敬
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Reservation consultants
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Interior Decoration
what is interior decoration insurance
The company's interior decoration insurance protects you against the loss or damage that occurs within the scope of the project contract when you are decorating, maintaining or renovating your home, shops and office buildings. Meanwhile, the insurance will bear the legal liability for the third party's bodily injury and / or property damage within the scope of the project contract.
Features
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Comprehensive protection, conveniently apply; flexible combination, real-time issuance
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Expandable coverage of scaffolding process
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The age limit of the building can be up to 40 years
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A variety of additional protections
Coverage
| Part 1 - engineering material damage protection | maximum coverage (HKD) |
|---|---|
| to protect against loss or damage to works contracts or materials | —— —— |
| free additional security | |
| waste clean-up costs (free)To pay up to 5% of the total contract value for the clean-up of waste after an accident at the insured site | total value of project contract *5% |
| temporary handling (free)The removal from the temporary accommodation by a professional carrier to the insured site where the renovation/alteration has been completed provides protection against any loss or damage to the property during the removal. The maximum compensation is HK $10,000 and the liability for each incident is HK $2,000. | 10,000元 |
| Part 2 - third party liability guarantee | maximum insured amount (HKD) |
|---|---|
| Third party's legal liability for physical injury and/or property damage | —— —— |
| free additional security | |
| employer financial damage protection (free)The maximum amount of compensation payable is HK $2,000,000 to the contractor for accidental damage to the property belonging to the employer or tenant in the flat during the construction period. | 2,000,000元 |
| vibration guarantee (free)The maximum amount of protection is HK $2,000,000 for third party property damage resulting from structural damage to the building caused by vibration during the works. | 2,000,000元 |
| extra safeguard | |
| maintenance period free guarantee (free)Free of charge for any loss arising from construction during the maintenance period, the maximum period of protection for the maintenance period shall be 6 months from the original completion date of the works or 6 months from the early completion date of the works, whichever is the earlier. | —— —— |
| scaffolding processIf the decoration works involve scaffolding, such as replacement of window frames, external wall pipes and other outdoor procedures, the additional premium is only required to be paid, but the amount involved in scaffolding procedures shall not exceed 15% of the total amount of the project contract insured.Neon lights, exterior billboards, flower cage and canopy and other projects are not applicable. | total amount of engineering contract insured * 15% |
| Part 3 - employees' compensation insurance | maximum insured amount (HKD)） |
|---|---|
| Cover expenses and expenses related to work-related injury or deathCompensate the insured during the period of insurance, claims under the employees' compensation ordinance or common law, claims within the scope of the jurisdiction of the government of the Hong Kong special administrative region, during the period of employment because Labour costs and expenses related to injury or death to the legal responsibility, under the condition of the written consent of the company, the applicant additional compensation for all costs and expenses. | —— —— |
note
major exclamations:
parts i and ii :
1. Errors, defects, omissions, omissions or nonconformance on any plan.
2. Any material or manual defect not caused by accident
3. Any loss of market value, loss of reimbursement, penalty, performance guarantee or consequential loss.
4. Natural wear and tear and depreciation, rust, mildew or gradual deterioration of objects.
5. Liability arising from the erection and/or dismantling of scaffolds or related works.
part iii employee compensation insurance :
6. Liability arising from the erection and/or dismantling of scaffolds or related works;Subject to clauses W32 and W55, the Insured Person is not protected from any related works which are more than 9 metres above or above the ground floor and any work carried out outside the building.
important matters:
1.The building age shall not exceed 45 years.
2.The maximum duration of insurance is six months plus six months of maintenance.
3.The company shall accept and pay the additional premium in advance if the extended period of protection is required.
4.The effective date of insurance shall be confirmed by the company before it becomes effective.
5. Once the policy becomes effective, the premium will not be refunded.
File download
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Insurance book download
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Standard terms download
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Appointment consultant
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