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In accordance with the provisions from the laws of Hong Kong that drivers and owners must purchase valid third-party insurance for their vehicles, the company provides compulsory liability insurance and other vehicle insurance products to provide comprehensive protection for your vehicle.
Give a variety of additional protection: no compensation discount protection, windshield replacement, windshield replacement, recovery services, personal accident protection, etc.
To provide full protection for you in the event of loss or damage to your vehicle and/or its accessories or parts, third party injuries, third party property losses, etc.
The 24-hour support hotline provides you with trailer referral service, car rental referral service, claim consultation service and other practical additional protection items.
|(A) Comprehensive insurance||Maximum insured amount (HK $)|
|a) Loss or damage to the vehicle and/or its accessories or parts as a result of an accident||The Sum Insured|
|b) Liability for accidental death of a third party||Every HK$100000000|
|c) Legal liability for accidental loss of third party property||Every HK$2000000|
|(B) Protection of third party legal liability||Maximum insured amount (HK $)|
|a) Liability for accidental death of a third party||Every $100000000|
|b) The legal liability that must be borne for the loss of third party property caused by accident||Every $2,000,000|
|Additional benefits (only included with comprehensive Benefits)|
|1.No compensation discount protectionIf there is only one accident during the insurance period and the claim amount does not exceed HK$50,000, the existing non-indemnity discount renewal offer may be retained.||—— ——|
|2.Replace the windshieldIf the amount of claim for windshield damage does not exceed HK$3,000, you do not have to pay any deductible. You may also retain your existing non-compensation discount.||—— ——|
|3.Replace old vehiclesIf your car is less than one year old (from the date of first registration) and is completely damaged in an accident, we will compensate you for a brand new car of the same model.Without any reduction in depreciation.The first registration date of a car must be within 12 months after the date of its manufacture.||—— ——|
|4. Recovery servicesIf your car is damaged due to the fault of a third party, we will provide recovery services to mitigate the additional damage.||—— ——|
|5.Personal accident protectionProvides personal accident protection for you or insured driver with HK$100,000.||—— ——|
6.24-hour emergency telephone support serviceYou can call our 24-hour emergency hotline for the following support services.
a.Emergency road support and referral services
b. Trailer referral service
c. Car rental referral service
d.Claims advisory services
e.General advisory services
(Note: If you use the support service, you may have to pay the relevant fees.)
Download of Application form
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This plan is subject to the terms, conditions and exclusions of the relevant policy agreement.PICC Hong Kong reserves the final right to accept applications under the Scheme.The above information is for general purposes only and does not constitute any contract with any person.Please refer to our contract for details of the terms, conditions and exclusions of this scheme.